Have you ever been caught in between identity theft and bank fraud? A couple of years back I lost my wallet in the streets of China Town. I was wondering whether did I loose it or was it stolen.

Lo and behold 2 months later I was haing problems with multiple banks. According to them I have credit cards with them although to my knowledge I have never even bothered to apply credit with these banks. Identity theft has happened and this time I was lucky to be able to prove that I did not apply for any of those credit. The total bill ran up to USD 6,980 before the credit cards were stopped and an asset loan that was in process for USD 63,000 .

What trouble would I have been in if I could not proof all these things werent mine. Scouting through the internet I found a company that offers Identity Protection it is called Debix and is in partnership with LoudSiren . My cousin who uses this company for per personal reasons ( she is rich ) tells me that their service is excellent.

When you are a customer of Debix you will receive a personal number identification and voice pin. When there is any application for a credit an identity siren would blow off and the company would call you to get your pin number an voice pin if it does not match then a fraud alert is put out.

How cool is that. Well to know more details on this service just head on down to their website. I will be signing up myself just thought of releasing this little press news to you guys first.